High yield investment program or HYIP is defined as any investment that brings in a higher rate of interest than your savings account, which at current interest rates is about 4% to 5% per annum.
Legal HYIP are usually based "offline" and are operated by registered companies. The minimums to get into these HYIP's range from $500 to $10 million and upwards.
Online HYIP's are a completely different thing to offline HYIP's. Online HYIP's are programs which accumulate money and put investments into high profitable projects. Minimimun investment ranges from $1 - $100. The pooled money is then invested in foreign exchange (FOREX), stock market (NASDAQ), real estate, betting games, etc.
Investing in HYIPs comes with higher risk than other investment programs. There are also a lot of ponzi and scam programs purporting to be legitimate HYIP. Read a lot about HYIP investing, join forums, read monitoring sites and do due diligence and research. If you are properly equipped, you will make a lot of money with HYIP.
Online HYIP's can be divided into 3 different categories; Dailies, weeklies and monthlies. It basically refers to when you will receive your payments. In general, variable weekly or monthly returns are the safest to invest in. Also HYIPs with lower interest rates are more sustainable than those offering higher interest rates. HYIPs offering high interest rates are most likely ponzi or scam programs to attract more investors. Sustainable rates are from 0.5 - 5% per day.
Below are recommended sites which I have done research and due diligence. It is free to signup but you will start to earn interest only when you have deposited money in your account.
Sunday, August 12, 2007
Monday, August 6, 2007
My Investment Portfolio
OpenTrade.net - online since May 15, 2006
Test plan: 1% daily for 90 days, minimum deposit $20
Earn 1.19-2.2% (max.) daily for 240 days, minimum deposit $100
Principal is returned after deposit has expired
E-gold and E-bullion accepted
Payments are made within 24 hours after request
(choose your own payment schedule and fees)
Earn an additional 6% annually on your earnings balance!
Referral commissions are 5%
$10 added to initial deposit - promotion until November 20, 2007
A3union.com - online since August 2006
Aggressive Portfolio - 1.6% after 2 days - Min. deposit $500
Classic Portfolio - 12% after 7 days - Min. deposit $250
Combined Portfolio - 28% after 14 days - Min. deposit $100
Low Risk Classic Portfolio - 200% after 92 days - Min. deposit $50
E-gold, E-bullion, Moneybooker, Pecunix, bankwire accepted
Referral commission up to 5%
Instant withdrawal to your E-gold account. Other currency is manual.
FREE $25 deposit bonus
Minimum deposit lowered to $10!
Daily plan: 1.1 up to 2.5% daily
Monthly plan: 1.3 up to 2.7% daily
Instant withdrawal to e-gold - 50c fee
Depositing and withdrawing via bank wire is also possible - $20 fee
10 to 15% referral commission on initial deposit, 3 to 8% after that.
Earnings on the $25 deposit bonus can only be withdrawn if you have deposited at least $200
Relaxbusiness.biz - online since February 2007
Earn 12 - 25% weekly.
E-gold and E-bullion accepted.
10% referral bonus.
Minimum deposit: $1
Maximum deposit: no maximum
Minvestment.com - public since May 1, 2007
Plan 1: 1.4-1.7% daily, minimum deposit from e-gold $15
Promotion: minimum deposit lowered to $1 until Sept. 1, 2007
Plan 2: 1.9% daily, minimum deposit from e-gold $1,000
Plan 3: 2.3% daily, minimum deposit from e-gold $25,000
Progressive compounding available - earn more in this mode
Deposits are locked in for 150 days from initial deposit
Payments are made within 24 hours after request
Referral commissions are 7% on all e-gold deposits
110Daily.com - online since July 2007
Earn 10% of your principal daily
Profit + capital deposited automatically to your E-gold account after 1 day
No need to request withdrawal. Withdraw: directly, daily
Minimum deposit is 1 USD
Maximum deposit is 1000 USD
Referral fee is 2%
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